Articles Moved: Wednesday, Apr. 30, 2008





Advisory_CNS-UMCP.html



ForeclosureCrisis_CNS-UMCP.html
Bankruptcy Reform May Have Exacerbated Foreclosure Crisis
      ANNAPOLIS - Many people who found themselves in financial trouble, especially at the time of a major bankruptcy law change passed by Congress in 2005, rushed to file thinking it would save their homes.
      Instead, experts say, the ensuing credit damage left many homeowners unable to refinance adjustable-rate mortgages and may have driven them into foreclosure, aggravating the lending crisis that has severely damaged the economy in Maryland and around the country.